Part 160

Hello and welcome back to Mortgage Advisor on FIRE.  This week I talk about tax codes, tax bandings, and how the autumn statement impacts on the tax you pay.  Also, updates from my Lego Rocinante project, and a frustrating learning experience.   Quote of the Week: “I only built it on a computer.” Those following meContinue reading “Part 160”

Part 156

Hello and welcome back to Mortgage Advisor on FIRE.  This week I look ahead to 2023’s investment income goal.  Also, thoughts on the latest Tory Shambles.   This Week’s Tory Shambles It looks like the lettuce won.  If you aren’t sure what I’m talking about, it’s the Daily Star’s campaign to see what would last longer,Continue reading “Part 156”

Remortgage

If there is one word that will make a mortgage advisor put their head in their hands, it’s when someone says “remortgage”, because almost every single time the word is misused.   Things I’ve heard the word remortgage used to describe: What does remortgage mean? According to HSBC: “If your mortgage is with another lender, easilyContinue reading “Remortgage”

Part 153

Hello and welcome back to Mortgage Advisor on FIRE.  Well, it’s been a rough couple of weeks for some investors, and the mortgage industry is going crazy.  I discuss this, and how it impacts on my BTL plans.  Also, another look at spoon theory in the context of the knife hypothesis (I’m not making thisContinue reading “Part 153”

More Interest Rate Shocks

Apparently, traders are referring to Liz Truss as “Daggers”, as in Dagenham, which is two stops after Barking.  It’s also rumoured that there have been letters of no confidence submitted against Truss who is less than a month into her spell as Prime Minister.  We used to joke about being two Leeds managers away fromContinue reading “More Interest Rate Shocks”

Part 142

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the first set of images from the James Webb Space Telescope.  Also, a look at the Tory leadership contest.  I also look at how best to pay my mortgage off.  There are the usual financial updates, and what I think is theContinue reading “Part 142”

“Objection! I have no confidence in myself.”

Only the Tories could be stupid enough to; 1) get themselves into a position where they have no confidence in their own party, and 2) respond to a motion of no confidence by rejecting said motion, and putting forward their own. This is due to the motion put forward by Labour mentioned Boris Johnson, whichContinue reading ““Objection! I have no confidence in myself.””

Part 140

Hello and welcome back to Mortgage Advisor on FIRE. This week, I discuss wealth and share my thoughts on the super wealthy. Also, some thoughts on how my ISA balance and residential mortgage balance may crossover in just a couple of years. More Tory Shambles, and another exhausting week. Weekly Update Another exhausting week.  I’mContinue reading “Part 140”

Part 138

Hello and welcome back to Mortgage Advisor on FIRE. A return to normal service this week following my trip to Malta. In Part 138 I discuss asylum seekers, and the disgraceful policies of this Tory government. Also, some updates on our search for a BTL, with a slight change of direction, and the usual financialContinue reading “Part 138”

Part 136

Hello and welcome back to Mortgage Advisor on FIRE. This week I take aim at the Jubilee celebrations, with another breakdown of the weekly Tory Shambles. Also, some information on our second BTL purchase. Finally, a more detailed look at interest only mortgages. First, the Quote of the Week: Quote of the Week There’s aContinue reading “Part 136”