Part 290: The FI Trinity

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the FI Trinity. Also, thoughts on overpaying mortgages with some exploration of the different approaches you can take with this.  There’s the usual weekly and financial updates, and more… How to Start Your Journey to Financial Independence Financial Independence (FI) is aboutContinue reading “Part 290: The FI Trinity”

Part 289: Locks, Stocks, and a Plastic President

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss investing versus overpaying a mortgage.  Also, another nice walk, and more insanity from the White House. Weekly Update A stressful week, and I’m glad it’s over.  I think a lot of stuff is catching up with me, and I’m starting to runContinue reading “Part 289: Locks, Stocks, and a Plastic President”

Part 278: Problem or Solution

Hello and welcome back to Mortgage Advisor on FIRE.   This week I discuss some new ways to look at my FI progress. Also, thoughts on Sheffield Wednesday, and more thoughts on survivorship bias. Weekly Update It’s been another exhausting week.  Although it’s a relief to have some work and money coming in, I’m still exhausted.  IContinue reading “Part 278: Problem or Solution”

Part 276: Recognising Misleading Statistics

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss misleading statistics and how they can impact investors.  There are the usual financial updates, and some more thoughts on customer service.   Weekly Update It’s been my first week in my new employment and it’s been mentally exhausting.  The training is detailed andContinue reading “Part 276: Recognising Misleading Statistics”

Part 275: The Mortgage, The Chatbot, and The Coffee

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss technology and AI.  Also, some thoughts on repaying our mortgage, and a look ahead to my first week of a new job.     Weekly Update Have you ever heard the term PICNIC to describe issues with technology?  Well, it’s shorthand for Problem inContinue reading “Part 275: The Mortgage, The Chatbot, and The Coffee”

Part 261: Are you not entertained?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the upcoming Labour budget, and take a look at why I won’t get bored when I FIRE.  Also, it turns out I look Danish to some… Weekly Update I look Danish.  I’ll take that.  Let me explain… Earlier this week I accompaniedContinue reading “Part 261: Are you not entertained?”

Looking Back: Part 16

Originally published February 14th, 2020. Hello and welcome back to Mortgage Advisor on FIRE.  This week I will be discussing deal packaging and direct to vendor marketing.  First, however, I will have a look at the past week. Weekly Update The next few paragraphs are a bit depressing. I was not in a good way,Continue reading “Looking Back: Part 16”

Part 171

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the sale of my BTL, and explain briefly how mortgage interest is calculated.  Also, more health problems, and thoughts on The Last Kingdom. Weekly Update The planned surgery on Monday didn’t happen.  I was feeling too rough on Sunday evening into MondayContinue reading “Part 171”

Part 154

Hello and welcome back to Mortgage Advisor on FIRE. This week I discuss the recent update to the house price index. Also, thoughts on the war between Ukraine and Russia. Also, the usual financial updates and some pictures of how our apartment is coming along. Quote of the Week “Everything illegal must be destroyed, everythingContinue reading “Part 154”

Remortgage

If there is one word that will make a mortgage advisor put their head in their hands, it’s when someone says “remortgage”, because almost every single time the word is misused.   Things I’ve heard the word remortgage used to describe: What does remortgage mean? According to HSBC: “If your mortgage is with another lender, easilyContinue reading “Remortgage”