Part 154

Hello and welcome back to Mortgage Advisor on FIRE. This week I discuss the recent update to the house price index. Also, thoughts on the war between Ukraine and Russia. Also, the usual financial updates and some pictures of how our apartment is coming along. Quote of the Week “Everything illegal must be destroyed, everythingContinue reading “Part 154”

Remortgage

If there is one word that will make a mortgage advisor put their head in their hands, it’s when someone says “remortgage”, because almost every single time the word is misused.   Things I’ve heard the word remortgage used to describe: What does remortgage mean? According to HSBC: “If your mortgage is with another lender, easilyContinue reading “Remortgage”

Part 153

Hello and welcome back to Mortgage Advisor on FIRE.  Well, it’s been a rough couple of weeks for some investors, and the mortgage industry is going crazy.  I discuss this, and how it impacts on my BTL plans.  Also, another look at spoon theory in the context of the knife hypothesis (I’m not making thisContinue reading “Part 153”

More Interest Rate Shocks

Apparently, traders are referring to Liz Truss as “Daggers”, as in Dagenham, which is two stops after Barking.  It’s also rumoured that there have been letters of no confidence submitted against Truss who is less than a month into her spell as Prime Minister.  We used to joke about being two Leeds managers away fromContinue reading “More Interest Rate Shocks”

Part 152

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the rise in interest rates, and the impact on the BTL market.  Also, I discuss autistic masking, and the brilliant book on autism by Pete Wharmby.   Quote of the Week “Autistic burnout is the complete collapse of interest in living.” ~ PeteContinue reading “Part 152”

Mortgages vs Investing

Mortgage vs Investing In FIRE communities there is a question asked daily; should one pay their mortgage off as soon as possible, or use that spare money to invest? For the last couple of decades, it has made sense, for many people, to invest in the stock market, as even passive index funds would generallyContinue reading “Mortgages vs Investing”

Part 119

Hello and welcome back to Mortgage Advisor on FIRE.  This week I talk about mortgages, interest rates, and the impact of compound interest on FIRE plans.  First, the Quote of the Week: Quote of the Week One of the biggest stories of the week has been the increase in the Bank of England base rateContinue reading “Part 119”

Part 105

Hello and welcome back to Mortgage Advisor on FIRE.  It has been two years since I started this blog.  This week I look at time as a resource, and how retirement is defined by how much money you have.  Also, a look at where my readers come from, and which posts have been read theContinue reading “Part 105”