Part 308: Mortgages and Personal Contracts

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss interest-only mortgages, personal contracts, and more… Weekly Update I had the first few days of the week off work as part of an extended birthday weekend.  We went for brunch on Monday morning, and I had my favourite breakfast dish of pancakes,Continue reading “Part 308: Mortgages and Personal Contracts”

Part 303: Sharks, Beards, Nukes, and Sauce

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss everything in the title, and the true cost of a holiday when you use debt to pay for it. Weekly Update I’ve been exhausted all week as my walking challenge is starting to grind me down, but that’s why it’s called a challenge. Continue reading “Part 303: Sharks, Beards, Nukes, and Sauce”

Part 302: Back to Basics

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I take a step back and discuss the basics of FIRE. Also, thoughts on the ISA bridge concept, and a trip down the YouTube algorithm. Weekly Update Last Sunday, we had my Dad over, where we presented him with a scrapbook Oana made of ourContinue reading “Part 302: Back to Basics”

Part 301: When Rage Feels Real and £5,000 Does Not

Hello and welcome back to Mortgage Advisor on FIRE.   Weekly Update The one major drawback to my walking challenge is that it’s eating up every free moment of my time. Between this and work it leaves almost no time for anything else.  I’m not complaining, really.  I’m just pointing out that if my life seemsContinue reading “Part 301: When Rage Feels Real and £5,000 Does Not”

Part 300: Six Years Later

Hello and welcome back to Mortgage Advisor on FIRE. In Part 300 I discuss another important financial milestone, and discuss the morally bankrupt gambling industry. Weekly Update It feels like I’m speeding through the weeks at the moment, and it’s another week down on the journey to FI.  It’s not been the most eventful weekContinue reading “Part 300: Six Years Later”

Part 299: Financial Lessons for the 21st Century

Hello and welcome back to Mortgage Advisor on FIRE. This week I put forward some financial lessons for the 21st century. Also, Fork Theory, and finally, yes, that story coming from the Coldplay concert. Weekly Update Another week done on the journey to FI, and another week of warm and humid weather.  I don’t generallyContinue reading “Part 299: Financial Lessons for the 21st Century”

Part 292: House Prices and Index Valuations

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss house prices and lender index valuations. Also, thoughts on withdrawal rates, and a busy week. Weekly Update I had the first part of the week off work with the bank holiday, and because I booked the Tuesday off to help my Dad moveContinue reading “Part 292: House Prices and Index Valuations”

Part 290: The FI Trinity

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the FI Trinity. Also, thoughts on overpaying mortgages with some exploration of the different approaches you can take with this.  There’s the usual weekly and financial updates, and more… How to Start Your Journey to Financial Independence Financial Independence (FI) is aboutContinue reading “Part 290: The FI Trinity”

Part 289: Locks, Stocks, and a Plastic President

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss investing versus overpaying a mortgage.  Also, another nice walk, and more insanity from the White House. Weekly Update A stressful week, and I’m glad it’s over.  I think a lot of stuff is catching up with me, and I’m starting to runContinue reading “Part 289: Locks, Stocks, and a Plastic President”

Part 288: The Hidden Costs of Early Retirement

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss the hidden costs of early retirement. Also, a good, but tiring, week, and yet more insanity from the United States. Weekly Update Each week, I think that the news coming out of the US can’t get any crazier, and then we have TrumpContinue reading “Part 288: The Hidden Costs of Early Retirement”