mortgages – Mortgage Advisor on FIRE.

Part 171

Hello and welcome back to Mortgage Advisor on FIRE. This week I discuss the sale of my BTL, and explain briefly how mortgage interest is calculated. Also, more health problems, and thoughts on The Last Kingdom. Weekly Update The planned surgery on Monday didn’t happen. I was feeling too rough on Sunday evening into MondayContinue reading “Part 171”

Part 154

Hello and welcome back to Mortgage Advisor on FIRE. This week I discuss the recent update to the house price index. Also, thoughts on the war between Ukraine and Russia. Also, the usual financial updates and some pictures of how our apartment is coming along. Quote of the Week “Everything illegal must be destroyed, everythingContinue reading “Part 154”

Remortgage

If there is one word that will make a mortgage advisor put their head in their hands, it’s when someone says “remortgage”, because almost every single time the word is misused. Things I’ve heard the word remortgage used to describe: What does remortgage mean? According to HSBC: “If your mortgage is with another lender, easilyContinue reading “Remortgage”

Part 153

Hello and welcome back to Mortgage Advisor on FIRE. Well, it’s been a rough couple of weeks for some investors, and the mortgage industry is going crazy. I discuss this, and how it impacts on my BTL plans. Also, another look at spoon theory in the context of the knife hypothesis (I’m not making thisContinue reading “Part 153”

Part 143

Hello and welcome back to Mortgage Advisor on FIRE. This week I cover a range of subjects; the recent heatwave across Europe, a bit more on inflation following the post I published midweek, the usual financial updates, and a rant about streaming services. First, the Quote of the Week: Quote of the Week “1976 wasContinue reading “Part 143”

Mortgages vs Investing

Mortgage vs Investing In FIRE communities there is a question asked daily; should one pay their mortgage off as soon as possible, or use that spare money to invest? For the last couple of decades, it has made sense, for many people, to invest in the stock market, as even passive index funds would generallyContinue reading “Mortgages vs Investing”

Part 124

Hello, and welcome back to Mortgage Advisor on FIRE. This week I discuss the question that has been dominating conversations across the world; are there more doors or wheels in the world? Also, the usual financial updates, and some thoughts on the new financial year. Quote of the Week In the last week or soContinue reading “Part 124”

Part 119

Hello and welcome back to Mortgage Advisor on FIRE. This week I talk about mortgages, interest rates, and the impact of compound interest on FIRE plans. First, the Quote of the Week: Quote of the Week One of the biggest stories of the week has been the increase in the Bank of England base rateContinue reading “Part 119”

Part 105

Hello and welcome back to Mortgage Advisor on FIRE. It has been two years since I started this blog. This week I look at time as a resource, and how retirement is defined by how much money you have. Also, a look at where my readers come from, and which posts have been read theContinue reading “Part 105”

Part 98

I can’t believe it has been twenty years since the 9/11 terrorist attacks. It was such a surreal day. I was just finishing up my day at sixth form and it was my 18th birthday. I made the decision to go ahead with my birthday celebrations, on the basis that life must go on andContinue reading “Part 98”