Part 301: When Rage Feels Real and £5,000 Does Not

Hello and welcome back to Mortgage Advisor on FIRE.   Weekly Update The one major drawback to my walking challenge is that it’s eating up every free moment of my time. Between this and work it leaves almost no time for anything else.  I’m not complaining, really.  I’m just pointing out that if my life seemsContinue reading “Part 301: When Rage Feels Real and £5,000 Does Not”

Part 289: Locks, Stocks, and a Plastic President

Hello and welcome back to Mortgage Advisor on FIRE.  This week, I discuss investing versus overpaying a mortgage.  Also, another nice walk, and more insanity from the White House. Weekly Update A stressful week, and I’m glad it’s over.  I think a lot of stuff is catching up with me, and I’m starting to runContinue reading “Part 289: Locks, Stocks, and a Plastic President”

Part 287: Another Milestone

Hello and welcome back to Mortgage Advisor on FIRE. This week, I celebrate a new investing milestone. Also, thoughts on the increasing craziness over in the United States. Weekly Update I had a great weekend last week with a nice four-day break from work.  On Easter Sunday, Oana and I went for a meal withContinue reading “Part 287: Another Milestone”

Part 283: Financially Independent, Neurodivergent

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the importance of FI to those who are neurodivergent or struggling with mental health. Also, the third anniversary of Poppy joining our family, and some thoughts on the future of Europe. Weekly Update It’s been a busy week, and the days seem toContinue reading “Part 283: Financially Independent, Neurodivergent”

Part 278: Problem or Solution

Hello and welcome back to Mortgage Advisor on FIRE.   This week I discuss some new ways to look at my FI progress. Also, thoughts on Sheffield Wednesday, and more thoughts on survivorship bias. Weekly Update It’s been another exhausting week.  Although it’s a relief to have some work and money coming in, I’m still exhausted.  IContinue reading “Part 278: Problem or Solution”

Part 277: What don’t you understand?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss how to deal with people who don’t understand FIRE.  Also, a look back at my second week in a new job.   Weekly Update It’s the end of my second week in the new job and I’m tired.  The training is intense butContinue reading “Part 277: What don’t you understand?”

Part 276: Recognising Misleading Statistics

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss misleading statistics and how they can impact investors.  There are the usual financial updates, and some more thoughts on customer service.   Weekly Update It’s been my first week in my new employment and it’s been mentally exhausting.  The training is detailed andContinue reading “Part 276: Recognising Misleading Statistics”

Part 274: Signing the Contract

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss huge news from the Scothern household.  Also, thoughts on a recent article about average pension values across the UK. Weekly Update I have been offered, and accepted, a job.  Since my redundancy from Lloyds was confirmed in September last year, I’ve receivedContinue reading “Part 274: Signing the Contract”

Part 272: Does The FI Mentality Make Work Harder?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss how the pursuit of FI can impact your ability to stay motivated in work.  Also, a minor change in our property value.  There’s all the usual financial updates, and more fun with Monopoly. Weekly Update It’s the first full week of 2025Continue reading “Part 272: Does The FI Mentality Make Work Harder?”

The Myth of Retirement at 65: Why It’s Really in Your Hands

The Myth of Retirement at 65: Why It’s Really in Your Hands For decades, society has ingrained in us the idea that retirement happens at 65 or, for some, 70. It’s a milestone we’re told to look forward to: the golden years of relaxation after decades of hard work. But let’s pause for a momentContinue reading “The Myth of Retirement at 65: Why It’s Really in Your Hands”