Part 274: Signing the Contract

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss huge news from the Scothern household.  Also, thoughts on a recent article about average pension values across the UK. Weekly Update I have been offered, and accepted, a job.  Since my redundancy from Lloyds was confirmed in September last year, I’ve receivedContinue reading “Part 274: Signing the Contract”

Part 273: Jobs, Birthdays, Cats, and Pensions

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss possible changes to pensions and ISAs.  Also, possible progress on the job front, and more pictures of cats. Weekly Update It’s more of the same this week as I’ve continued my job search and spent much of my free time chilling withContinue reading “Part 273: Jobs, Birthdays, Cats, and Pensions”

Part 272: Does The FI Mentality Make Work Harder?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss how the pursuit of FI can impact your ability to stay motivated in work.  Also, a minor change in our property value.  There’s all the usual financial updates, and more fun with Monopoly. Weekly Update It’s the first full week of 2025Continue reading “Part 272: Does The FI Mentality Make Work Harder?”

The Myth of Retirement at 65: Why It’s Really in Your Hands

The Myth of Retirement at 65: Why It’s Really in Your Hands For decades, society has ingrained in us the idea that retirement happens at 65 or, for some, 70. It’s a milestone we’re told to look forward to: the golden years of relaxation after decades of hard work. But let’s pause for a momentContinue reading “The Myth of Retirement at 65: Why It’s Really in Your Hands”

Part 271: New Year, New… something?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the new year and provide some positive financial updates.   Weekly Update The world is finally returning to normal, at least in some ways.  Now that the new year has started we can get used to a normal weekly routine again.  Something incredibleContinue reading “Part 271: New Year, New… something?”

Starting Early

The Power of Starting Early: Why Time is Your Best Friend in Investing **This post should not be taken as advice. Before you invest, seek impartial and expert advice.** Three main factors impact the return you get from investments; time in the market, the rate of growth, and the amount you regularly invest.  Many people,Continue reading “Starting Early”

Part 270: Christmas 2024 and Updated FI Number

Hello and welcome back to Mortgage Advisor on FIRE.  A look back at Christmas, and some discussion on my updated FI number.   Weekly Update The days between Christmas and New Year are always strange and often lead me to think of airports.  If there is one place on Earth where anything goes, it’s the airport. Continue reading “Part 270: Christmas 2024 and Updated FI Number”

Part 269: Priorities, Incentives, and Cutting Costs

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss incentives and priorities at work.  Also, a look back at lifetime contributions to my ISA and pensions.  There are some frustrating updates on the job front for our household and a few thoughts on Christmas. Weekly Update A Very Covid Christmas IContinue reading “Part 269: Priorities, Incentives, and Cutting Costs”

Part 268: London, Kygo, Pensions, Minimising Regret, and a Job Offer

Hello and welcome back to Mortgage Advisor on FIRE. This week, in a bumper post, I look back at our trip to London to see Kygo. Also, my thoughts on whether to accept a job offer, and some thoughts on the UK state pension. Weekly Update It’s been a busy week taken up mostly byContinue reading “Part 268: London, Kygo, Pensions, Minimising Regret, and a Job Offer”

Part 267: End of an Era

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the end of my current employment, the FI canon, and another milestone hit in my journey. Weekly Update Although my contract with my employer ends on December 10th, I had my last day of logging on to their systems this week asContinue reading “Part 267: End of an Era”