Part 275: The Mortgage, The Chatbot, and The Coffee

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss technology and AI.  Also, some thoughts on repaying our mortgage, and a look ahead to my first week of a new job.     Weekly Update Have you ever heard the term PICNIC to describe issues with technology?  Well, it’s shorthand for Problem inContinue reading “Part 275: The Mortgage, The Chatbot, and The Coffee”

Part 274: Signing the Contract

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss huge news from the Scothern household.  Also, thoughts on a recent article about average pension values across the UK. Weekly Update I have been offered, and accepted, a job.  Since my redundancy from Lloyds was confirmed in September last year, I’ve receivedContinue reading “Part 274: Signing the Contract”

Part 273: Jobs, Birthdays, Cats, and Pensions

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss possible changes to pensions and ISAs.  Also, possible progress on the job front, and more pictures of cats. Weekly Update It’s more of the same this week as I’ve continued my job search and spent much of my free time chilling withContinue reading “Part 273: Jobs, Birthdays, Cats, and Pensions”

Part 272: Does The FI Mentality Make Work Harder?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss how the pursuit of FI can impact your ability to stay motivated in work.  Also, a minor change in our property value.  There’s all the usual financial updates, and more fun with Monopoly. Weekly Update It’s the first full week of 2025Continue reading “Part 272: Does The FI Mentality Make Work Harder?”

Part 270: Christmas 2024 and Updated FI Number

Hello and welcome back to Mortgage Advisor on FIRE.  A look back at Christmas, and some discussion on my updated FI number.   Weekly Update The days between Christmas and New Year are always strange and often lead me to think of airports.  If there is one place on Earth where anything goes, it’s the airport. Continue reading “Part 270: Christmas 2024 and Updated FI Number”

Part 269: Priorities, Incentives, and Cutting Costs

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss incentives and priorities at work.  Also, a look back at lifetime contributions to my ISA and pensions.  There are some frustrating updates on the job front for our household and a few thoughts on Christmas. Weekly Update A Very Covid Christmas IContinue reading “Part 269: Priorities, Incentives, and Cutting Costs”

Part 268: London, Kygo, Pensions, Minimising Regret, and a Job Offer

Hello and welcome back to Mortgage Advisor on FIRE. This week, in a bumper post, I look back at our trip to London to see Kygo. Also, my thoughts on whether to accept a job offer, and some thoughts on the UK state pension. Weekly Update It’s been a busy week taken up mostly byContinue reading “Part 268: London, Kygo, Pensions, Minimising Regret, and a Job Offer”

Part 267: End of an Era

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the end of my current employment, the FI canon, and another milestone hit in my journey. Weekly Update Although my contract with my employer ends on December 10th, I had my last day of logging on to their systems this week asContinue reading “Part 267: End of an Era”

Part 266: Christmas Financial Tips

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss Christmas, including financial tips, and discussing what the impact would be of cancelling it.  Also, progress on my job search, and the usual financial updates.   Weekly Update I had a few medical appointments this week which were all fairly routine, including aContinue reading “Part 266: Christmas Financial Tips”

Part 263: America. Why?

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss buying property at auction, and look back at the US election.  Also, a very busy week, getting birthdays wrong, and bleeding out of my ears.  Weekly Update Guess who’s back, back again. Donald’s back, tell a friend… Or, as a social mediaContinue reading “Part 263: America. Why?”