Category Archives: Uncategorized

Hello all, and thank you for checking in. My regular Sunday morning post will be delayed into the evening. I’ve just returned home from my Norwegian cruise, and I’m exhausted. I have most of the post ready, but couldn’t get it completed in time, and my eyes are closing. Please check back later in theContinue reading “Apologies for another slight delay…”

Hello and welcome back to another impromptu post.  We’re still at sea, and as I type this on the morning of the 20th June, we are somewhere in the Arctic on our way to Honningsvåg.  This will be our second time as we also stopped here in 2023.  It’s the most northern of Norway’s cities,Continue reading “Part 295: Norway – Chapter 2”

Blog Hello and welcome back to Mortgage Advisor on FIRE.  A different type of post this time, as I’ve written this in chunks over several days. Some of it was on the North Sea, and some in the port of Skjolden, Norway. I apologise in advance for any typos because I’m using my phone forContinue reading “Part 294: Norway – Chapter 1”

Hello everyone! I must apologise for not having the usual post up. I’ve been at sea for the last couple of days. Hoping to have something up in the next day or two.

The Power of Leverage in Financial Independence   There’s an old quote attributed to Al Capone:   “You can get more with a kind word and a gun than with just a kind word.” On the surface, it’s the kind of line you’d expect from a notorious gangster; blunt, ruthless, and a little dark. But strip awayContinue reading “A Kind Word and a Gun”

Two is One, and One is None: Building Redundancy into Your FI Plans In the world of survivalists and the military, there’s a simple but powerful saying: “Two is one, and one is none.” It highlights the importance of redundancy, in other words, having a backup plan for anything crucial. If you only have oneContinue reading ““Two is One, and One is None””

The FIRE (Financial Independence, Retire Early) movement has transformed how people approach work, savings, and investing. For many, the journey toward FIRE is a long and often monotonous road, which is why gamification, i.e. turning the process into a challenge or game, has become increasingly popular.  However, while gamification can boost motivation and engagement, itContinue reading “Gamifying FIRE: Motivation or Risky Obsession?”