Two is One, and One is None: Building Redundancy into Your FI Plans In the world of survivalists and the military, there’s a simple but powerful saying: “Two is one, and one is none.” It highlights the importance of redundancy, in other words, having a backup plan for anything crucial. If you only have oneContinue reading ““Two is One, and One is None””
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Gamifying FIRE: Motivation or Risky Obsession?
The FIRE (Financial Independence, Retire Early) movement has transformed how people approach work, savings, and investing. For many, the journey toward FIRE is a long and often monotonous road, which is why gamification, i.e. turning the process into a challenge or game, has become increasingly popular. However, while gamification can boost motivation and engagement, itContinue reading “Gamifying FIRE: Motivation or Risky Obsession?”
2024 Review
Hello and welcome back to Mortgage Advisor on FIRE’s 2024 review. The first thing to discuss would be my 2024 goals and whether I met them. In Part 218, which served as my 2023 review, I laid out several goals or targets for the upcoming year. These were: 1 – Increase Fuck It Fund toContinue reading “2024 Review”
Looking Back: Part 21
Originally published March 22nd, 2020. Introduction Hello and welcome back to Mortgage Advisor on FIRE. There’s a lot to discuss this week. I will talk a little about conspiracy theories and why they are dangerous, and then move on to my financial response to the Coronacrisis. Coronacrisis? How did this term not end up inContinue reading “Looking Back: Part 21”
Looking Back: Parts 18, 19 & 20
Originally published on 13th March, 2020. This post covers our trip to India just before the world shut down due to Covid, and I had one of the most difficult times of my life as several other things hit me all at once. It wasn’t a good time, but I feel as though I’ve (mostly)Continue reading “Looking Back: Parts 18, 19 & 20”
Time and Money
It’s time for a little bonus post about time and money. I want to touch on two key ideas: first, when you pay for a product or service that’s promised but not delivered for some time; and second, when you spread out payments on something over a longer period. These situations highlight how businesses canContinue reading “Time and Money”
Looking Back: Part 17
Introduction Hello and welcome back to Mortgage Advisor on FIRE. This week I will be looking at my investment plans once I have finished saving for my first BTL deposit. I will also revisit the differences between process goals and outcome goals. Weekly Update I’m feeling better this week. I’m not all singing, all dancing,Continue reading “Looking Back: Part 17”
Looking Back: Part 14
Originally published January 30th, 2020. Introduction Hello and welcome back to Mortgage Advisor on FIRE. This week I will be looking at Fear Setting and how this can complement Goal Setting, as well as discussing my ongoing health problems. Weekly Update In the latter part of 2019, I was undergoing physio for Achilles tendonitis inContinue reading “Looking Back: Part 14”
Looking Back: Part 11
Originally published January 10th, 2020. Introduction Hello and welcome back to Mortgage Advisor on FIRE. We are now in the first full week of 2020 and it is still so bizarre to think we are in the year 2020. In some ways, it feels as though not much has changed in the world since 2000,Continue reading “Looking Back: Part 11”
Looking Back: Part 10
Originally published on January 2nd, 2020, before Covid started to spread outside of China, and before a particularly challenging time in my life. Introduction Hello and welcome back to Mortgage Advisor on FIRE. We are now up to the tenth part of this blog, which is a satisfying milestone to pass. Over the next fewContinue reading “Looking Back: Part 10”