If there is one word that will make a mortgage advisor put their head in their hands, it’s when someone says “remortgage”, because almost every single time the word is misused.   Things I’ve heard the word remortgage used to describe: What does remortgage mean? According to HSBC: “If your mortgage is with another lender, easilyContinue reading “Remortgage”

Part 153

Hello and welcome back to Mortgage Advisor on FIRE.  Well, it’s been a rough couple of weeks for some investors, and the mortgage industry is going crazy.  I discuss this, and how it impacts on my BTL plans.  Also, another look at spoon theory in the context of the knife hypothesis (I’m not making thisContinue reading “Part 153”

More Interest Rate Shocks

Apparently, traders are referring to Liz Truss as “Daggers”, as in Dagenham, which is two stops after Barking.  It’s also rumoured that there have been letters of no confidence submitted against Truss who is less than a month into her spell as Prime Minister.  We used to joke about being two Leeds managers away fromContinue reading “More Interest Rate Shocks”

Part 152

Hello and welcome back to Mortgage Advisor on FIRE.  This week I discuss the rise in interest rates, and the impact on the BTL market.  Also, I discuss autistic masking, and the brilliant book on autism by Pete Wharmby.   Quote of the Week “Autistic burnout is the complete collapse of interest in living.” ~ PeteContinue reading “Part 152”

Part 151

Hello and welcome back to Mortgage Advisor on FIRE.  A brief look at what is meant by free speech.  Also, a potential development in the search for our second BTL, and some thoughts on credit cards and the rewards on offer.   Quote of the week “Freedom of speech means I can say what I want.”Continue reading “Part 151”

A little look at energy…

In light of the insane cost of energy we are faced with, I started looking at our energy consumption, and it’s thrown up some surprises.  Since having a smart meter installed we’ve been able to cut down how much energy we use, but I suspected there was still some savings to be made. It turnsContinue reading “A little look at energy…”

Part 148

Hello and welcome back to Mortgage Advisor on FIRE.  Some thoughts on the cost of living crisis, and a rant about dealing with incompetent companies.  Also, the usual financial updates and a potential development with our next BTL investment. Weekly Update I’m sick of dealing with incompetent people and companies.  It seems that virtually everyoneContinue reading “Part 148”