Part 147

Hello and welcome back to Mortgage Advisor on FIRE.  A much shorter post this week.  Sometimes life just gets in the way.  

Weekly Update

It’s been a stressful week, and I’ve not felt great for much of it.  I’ve recently posted about not having enough mental energy to deal with everything that life throws my way, and although I’m getting a few things done, it seems that for every task I complete or problem I solve, two more pop up instead.

We had more Ikea-related problems as the furniture delivered has been faulty.  We’ve still not had a resolution to the wardrobe issue; where they sold us a wardrobe that has skewed inserts.  Saturday saw the delivery of our new sofa, which had not been drilled properly so the bolts used to connect the two halves could not be used as instructed.  It looks like we’ll get some money back for this.  

For those keeping score, that’s our bed, wardrobe, and sofa that have been faulty.  The thing is, these faults are only noticeable once we’ve completed most of the assembly.  So Ikea’s solution of picking up the faulty items and replacing them is not exactly helpful, especially as they’ll only pick up items that have been disassembled.  I don’t care too much about the financial cost, but the time taken to deal with all of this is time I’ll never get back.

I spoke with my GP towards the end of the week about my mental health as a few people have commented that I seem to be quite depressed at the moment.  They’ve got a point.  I’ve so little motivation for anything right now, and I’m spending most of my days zoned out or mindlessly scrolling through my phone.  I’ve been put on a different medication called mirtazapine, and although I was warned it can make you drowsy I didn’t expect it to hit me as hard as it has.  I normally wake up around 09:00 when I don’t set an alarm.  On the first day on this new drug, I slept until after midday.  It’s going to take time to get used to the dosage and to find the right time of day to take it.

Support Mortgage Advisor on FIRE

I love writing this blog, and I’ve met some great people because of it.  Maintaining a website costs money though, and if you want to say thanks for the content I publish, consider a donation to my virtual tip jar on the link below:

https://www.buymeacoffee.com/davidscothern

2022 Goals – to be achieved by 31/12/2022

1 – Reduce weight to 90kg.  (Current weight 118.9kg).

2 – Complete 10 “classic” books (4/10)

  1. Crime and Punishment by Fyodor Dostoevsky (1866)
  2. Moby-Dick by Herman Melville (1851)
  3. Dracula by Bram Stoker (1897) ✅
  4. Catch-22 by Joseph Heller (1961)
  5. The Iliad by Homer (8th century BC) ✅
  6. The Count of Monte Cristo by Alexandre Dumas (1844) ✅
  7. War and Peace by Leo Tolstoy (1867)
  8. A Tale of Two Cities by Charles Dickens (1859)
  9. Les Miserables by Victor Hugo (1862)
  10. Don Quixote by Miguel de Cervantes (1605) ✅

3 – Read 10 authors I’ve not read before (12/10)

  1. John Birmingham ✅
  2. Nicole Perlroth ✅
  3. Sabine Durrant ✅
  4. Luke Smitherd ✅
  5. Max Skittle ✅
  6. Harlan Coben ✅
  7. Jo Spain ✅
  8. Kate Elizabeth Russell ✅
  9. Kiersten White ✅
  10. Rob Hart ✅
  11. Edward Aubry ✅
  12. Marina J. Lostetter ✅

What Am I Doing?

What I’m reading: Hostage by Clare Mackintosh.

What I’m listening to: The Flight of the Aphrodite by S. J. Morden.

What I’m watching: Loki; The Faclon and The Winter Solider, and WandaVision.  Also, The Mandalorian.  

I thought I’d have Hostage finished for this week, but I’ve not had the spoons to read much this past week.  I’ve only just started The Flight of the Aphrodite and can’t comment on it too much.  I’m only a few minutes in, but it seems interesting.  

I’ve been watching the MCU shows on Disney+ with my girlfriend.  We enjoyed Loki, and The Falcon and The Winter SoldierWandaVision is just strange.I finished Obi-Wan Kenobi at the start of the week and it was fantastic.  The final episode, which sees a rematch years in the making, was incredible.  Everything from the direction, the lighting, the script, the score, was just perfect.  The scene takes you on an emotional rollercoaster from excitement to despair.  It was just brilliant storytelling.

Financial Update

Assets

Premium Bonds: £8,200.00 (up £1,200.00 from last update).

Stocks and Shares ISA: £63,026.21 (down £452.67 from last update).

Fuck It Fund: £1,000.00 (up £200.00 from last update). 

Pensions: £55,061.34 (up £844.70 from last update).

Residential Property Value: £229,159.00 (no change from last update).

Buy-to-Let Property Value: £147,876.00 (no change from last update).

Total Assets: £504,322.55 (up £1,792.03 from last update).

Debts

Credit Card: £0.00 (no change from last update).

Residential Mortgage: £182,507.87 (no change from last update).

Buy-to-Let Mortgage: £105,316.74 (no change from last update). 

Total Debts: £287,824.61 (no change from last update).

Total Wealth: £216,497.94 (up £1,792.03 from last update).

Investment Income in 2022: £3,109.94 (target £6,000).

Payday arrived and, as always, I paid myself first by putting money into investments.  I also received more investment income, taking me closer to beating 2021’s figure.  By the end of next month, I should, all being well, have surpassed the 2021 figure and have a total investment income year-to-date of over £4,000.

Biolink and other links

You can now find all my social media pages by checking out my Biolink:

bio.link/davidscothern.

Also, check out Darren Scothern’s blog which talks about autism, being autistic, and general mental health:

www.darrenscothern.com

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